Used Car Credit Information and Insights
From Credit Scores to Loan Approval: Your Used Car Financing Guide
Real-World Used Car Interest Rates in Vermont (Jan-June 2025)
When people search for "what kind of interest rate can I expect on a used car loan in Vermont?" they usually find national averages or lender ads. Many lenders promote their lowest rates for the shortest terms, but most people either don't qualify or find the monthly payments.....
August 28, 2025
Maximizing Your Tax Refund: Why It’s Smart to Use It as a Down Payment on a Used Car Loan
 
 Tax refund season can feel like a small windfall-a much-anticipated bonus after months of hard work. While it's tempting to splurge on a vacation or a new gadget, using your tax refund wisely can set you up for financial success. One of the smartest ways to put your refund to work .....
January 20, 2025
 Understanding Interest Rates on Used Car Loans: What Affects Your Rate?
 
 When financing a used car, one of the factors to consider is the interest rate you'll be offered. Interest rates can significantly impact the total cost of your loan and your monthly payments. Here at Central Vermont Auto Mart in Montpelier, we're all about making sure .....
January 2, 2025
 How Will Credit Inquiries Affect My Credit Score? What You Need to Know.
 
 How Will Credit Inquiries Affect My Credit Score?Â
When shopping for a used car, many customers are concerned about how applying for credit at multiple lenders might impact their credit score. It's a common worry, but the reality is a bit more reassuring. Understanding Credit Inquiries......
Summer 2024
 Tips to Improve Your Credit Score | Improve Your Credit Standing
 
 Low credit scores can be a significant obstacle to your dreams. They lead to higher interest rates, resulting in larger finance charges over the life of an auto loan for a used car, truck or any type of loan. In some cases, they can even keep you from getting the auto loan you need for a reliable .....
Spring 2024
 Your First Car Loan - We Can Help You Make it a Reality
 
 Are you ready to take the exciting leap into car ownership? At Central Vermont Auto Mart in Montpelier, Vermont, we understand that purchasing your first car is a significant milestone. That's why we're committed to providing exceptional service and guidance to make .....
Spring 2024
 Buy a Used Car with Bad Credit, Even if Your Credit Has Seen Better Days
 
 Feeling a little queasy about financing? No need to panic! Our friendly crew knows the ropes when it comes to getting loan approvals for people with credit scores that could use a little TLC. We've built tight relationships with some top-notch lenders, so we can whip up a financing plan .....
Spring 2024
 Buy Here - Pay Here vs. Financing | Understanding Your Choices
 
  So, you're ready to get a car, but you're faced with a choice: a conventional used car loan or a buy here pay here (BHPH) car purchase. Buy here pay here may sound like a great option, but when you look at the big picture working with conventional financing is a far better.....
Winter 2023-2024
 Understanding Your Credit Score | Why it Matters
 
 We're going to talk about something important - your credit score. But wait, what exactly is a credit score and why does it matter? Well, think of it like a report card for your money habits. Your credit score is a number that shows how responsible you are with your finances.
Winter 2023-2024
 
Â