Protection for Your Vehicle.

Protect Your Vehicle From The Unexpected!

You've found a great used car, used truck or used SUV and want to make sure you are protected from life's unexpected surprises.  At Central Vermont Auto Mart our team understands there are a lot of options in voluntary protection products, and we want to help you make the right choice for you.  We have teamed up with top providers, with years of experience that offer real value to your purchase, giving you peace of mind.  The Ally Premier Protection suite of products is our top choice with offerings from covering just about everything on your vehicle to covering just the basics.  We also offer vehicle service contracts to cover higher mileage used vehicles.  Most vehicles eventually need an unforeseen repair or two.  A vehicle protection plan can help protect you from unexpected expenses. Our team will be happy to help you figure out which option is best for your driving needs. 

In addition to Vehicle Service Contracts, we offer additional products to cover other unexpected costs like Key FOB Replacement coverage, Tire & Wheel coverage and Guaranteed Asset Protection (GAP) in the event your vehicle is totaled or stolen, and your insurance doesn't cover the loan balance.
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Guaranteed Asset Protection (GAP)

Protects you from the "gap" in the event of a vehicle total loss.

Discovering your car totaled in an accident or stolen can be distressing, especially when your insurance payout doesn't cover what you still owe. Typically, insurance pays for the current value of your vehicle, leaving you responsible for the rest. This is where GAP comes in handy, helping cover the shortfall between your insurance payout and your outstanding loan balance.
Here's an example to show you how GAP works: 

Let's say your vehicle is totaled in an accident or stolen. You still owe $17,00 on your auto loan, but your insurance company only pays you the current market value less your deductible, which comes to $12,000.

What you owe on your auto loan:                                $17,000
Actual market value of vehicle:                                    $13,000
Less your deductible:                                                     $ 1,000
This leaves you still owing:                                            $ 5,000

Without GAP $5,000, With GAP $0
 

Remember, the GAP payment example provided here serves as an illustration only. For a thorough understanding of coverage in the event of a total loss, you have several avenues to explore. Consult our dealership, check your GAP Addendum, or review your auto insurance policy. Dive deeper into the specifics of Ally GAP benefits and exclusions by perusing their GAP brochure (PDF).
Everyday Protection Products

Protection From Unexpected Losses
 Key Fob Protection

Helps you obtain a replacement key fob in the event it's lost, damaged, or stolen. Plan terms range from one (1) to six (6) years and you'll also enjoy roadside assistance in the event of a lost or damaged key.
Tire & Wheel Protection

Repairs or replaces tires and wheels damaged by a covered road hazard. All coverage levels offer terms ranging from one (1) to six (6) years and you'll also enjoy roadside assistance in the event of a covered repair for a lost or damaged tire or wheel.

Do You Have Questions?

Let us answer them?
Should you intend to keep your vehicle past the New Vehicle Limited Warranty term, investing in a vehicle service contract could shield you from unforeseen and potentially hefty repair expenses should a breakdown occur after the manufacturer's warranty expires.
Factors like your vehicle's make and model, current mileage, your chosen deductible, and the level of coverage in your contract all influence the cost of the vehicle service contract. For personalized pricing options, it's best to connect with the dealership.
In most cases, yes. Our dealership will help you to add your voluntary protection products into your monthly vehicle payment, subject to lender approval.
In most cases, yes.  Customers paying cash for an eligible vehicle can purchase all items but GAP.  GAP can only be purchased from the dealership on loans made through the dealership.
Ally service contracts have teamed up with a company to offer that to you. Ask us about this company's interest-free 12- 18- or 24-month payment plans.
There is no long-term commitment.  You can cancel coverage at any time.  You will receive a pro-rated refund based on the time/mileage that has been used from the date of purchase until the date you cancel coverage.  If you have an outstanding loan balance, the refund will be sent to the company that financed your protection.  If there is no outstanding loan balance, the refund will be issued to you.
Every Vehicle Service Contract is a little different. You should read their Vehicle Service Contract carefully and ask questions to fully understand what’s covered.  If you have questions, ask one of our team members to print you a sample copy of the vehicle service contract you are interested in.
This webpage gives a general overview of vehicle service contracts available to qualified customer through the dealership.  Certain restrictions and exclusions apply, and coverages may differ between plans. Please consult the vehicle service contract you purchased for detailed terms and conditions.  If you have questions prior to purchasing a vehicle protection product, ask the dealership for a copy of the contract that will be issued.  The dealership is not affiliated with Ally and sells their products as well as other service providers under agreements with the providers.  None of the protection products are insurance products, nor are they represented as such.  No purchases of any of these voluntary protection products are required to obtain financing or required as a condition of obtaining a loan.  Please let us know if you have any additional questions.Â